Bank Of America

Sector

Financials

Headquarters

Charlotte, United States

Official Website

bankofamerica.com

Climate Finance Policy Engagement Analysis

Climate Lobbying Overview: Bank of America appears to be somewhat engaged on climate policy, stating topline support for climate disclosure policies and government action to decarbonize the economy.

Top-Line Messaging on Climate-Related Financial Policy: In its 2023 Environmental and Social Risk Policy Framework, Bank of America stated support for the Paris Agreement goal to limit temperature rise to well below 2C. In its 2023 TCFD Report, Bank of America appeared to support regulatory action on climate-related financial policy.

Position on Regulated Corporate Climate Disclosure: In its 2024 Sustainability Report Bank of America stated support for regulating corporate climate risk and GHG emissions disclosure. After the SEC released its proposed climate disclosure rule in March 2022, Bank of America was quoted in Reuters supporting the proposal, calling it “constructive and headed in the right direction,” while cautioning against immediate Scope 3 disclosure requirements. However, in its comment letter to the SEC in 2022, Bank of America outlined major exceptions to its support for the disclosure rule, objecting to several aspects of the proposal including the financial statement metrics and some qualitative risk disclosure requirements. In a July 2022 letter, Bank of America outlined similar objections to the International Sustainability Standards Board’s (ISSB) draft climate disclosure standards. In August 2022 comments to the European Financial Reporting Advisory Group on proposed European Sustainability Reporting Standards (ESRS), Bank of America opposed a double materiality approach to reporting and argued against the level of detail of the proposed requirements. The company again objected to the proposed ambition of the Standards in July 2023 comments to the Commission.

CEO Brian Moynihan has voiced his support for the ISSB disclosure standards in a January 2023 interview with CNBC, a June 2023 statement to Politico, and February 2024 remarks at the International Financial Reporting Standards (IFRS) Sustainability Symposium.

Position on Incorporating Climate Factors Into Investor Duties: According to Florida lobbying disclosures, in 2023, Bank of America engaged on HB 3, legislation to prohibit the use of ESG factors in state and local investment decisions and procurement processes. Details of Bank of America’s engagement are unclear.

Position on Incorporating Climate Factors Into Risk Management/Prudential Regulation: A 2022 memo shows that Bank of America, as constituents of the Bank Policy Institute, met with the Office of the Comptroller of the Currency to discuss “challenges” with the Office’s draft principles for climate-related financial risk management. Bank of America has not disclosed details of this meeting or outlined its position on climate-related financial risk regulation. In its 2024 Sustainability Report Bank of America described efforts by regulators to incorporate climate risk into prudential regulation, but took no clear position on these efforts.

Position on Real Economy Climate Policy: In its 2023 Environmental and Social Risk Policy Framework, Bank of America stated support for a carbon tax. In its 2024 Sustainability Report, it outlined its “continuously stated support” for a price on carbon. According to the EU Transparency Register, in 2022 Bank of America met with representatives from the European Commission to discuss EU climate policy and carbon pricing, but details of this meeting are unclear.

Position on Energy, Industry, and Land Transitions: Bank of America appears generally supportive of the transition of the energy mix. In its 2024 Sustainability Report the bank committed to lobby, directly and indirectly, in support of an “orderly transition to Net Zero.” In the same report, Bank of America supported various policy measures to decarbonize the economy, including increased use of Sustainable Aviation Fuels (SAF) and US Inflation Reduction Act (IRA) incentives to drive SAF production, government policies and investments to decarbonize transportation, and permitting reform in order to support a transition to renewables. In 2022 comments on the implementation of the IRA’s clean energy tax incentives, Bank of America took a generally neutral stance on the policy but in one comment suggested that energy storage technology need not limit its use of energy from sources other than solar or wind to under 25% to qualify for investment tax credits. Additionally, a 2023 letter submitted to the Municipal Advisory Council of Texas shows evidence of Bank of America’s continued support for investing in fossil fuels.

Industry Association Governance: Bank of America has disclosed a list of its key industry association memberships, but has not disclosed an account of its industry associations' policy positions and engagement activities, including the US Chamber's opposition to climate disclosure policies in California and at the SEC or Bank Policy Institute's engagement on climate-related risk principles with federal financial regulators. Additionally, it appears to omit some groups including the Greater Boston Chamber of Commerce and the Business Council of Australia.

InfluenceMap collects and assesses evidence of corporate climate policy engagement on a weekly basis, depending on the availability of information from each specific data source (for more information see our methodology). While this analysis flows through to the company’s scores each week, the summary above is updated periodically. This summary was last updated in Q4 2024.

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InfluenceMap Score for Climate Finance Policy Engagement

C-

Performance Band

57%

Organization Score

53%

Relationship Score

14%

Engagement Intensity

Primary Evidence

All primary evidence used to inform the analysis of Bank Of America can be found in the two tabs below below. In the first tab, hyperlinks in each cell of the matrix provide access to evidence collected on Bank Of America's direct policy engagement activities. The second tab provides a record of any links between Bank Of America and the Industry Associations stored in the LobbyMap database.

DATA SOURCES
QUERIES
Main Web Site

Main Web Site

Corporate Media

Corporate Media

CDP Responses

CDP Responses

Direct Consultation with Governments

Direct Consultation with Governments

Media Reports

Media Reports

CEO Messaging

CEO Messaging

Financial Disclosures

Financial Disclosures

Reforming the financial sector: Does the organization support the need for systemic reforms to deliver a sustainable financial system?

NSNSNSNSNSNSNS

Climate Science Stance: Does the organization support a science-based response to the climate crisis?

12NSNS11NS

Need for climate policy: Does the organization support the need for climate-related finance regulation?

1NSNSNSNS0NS

Disclosures: Does the organization support regulated corporate climate disclosure?

11NS-111NS

Taxonomies: Does the organization support a taxonomy?

NSNSNSNSNSNSNS

Financial Products and Ratings: Does the organization support climate standards, labels and/or benchmarks for financial products and policy on ESG ratings?

NSNSNSNS1NSNS

Investor Duties: Does the organization support policy to incorporate climate factors into investor duties?

NSNSNSNSNS0NS

Prudential Regulation: Does the organization support policy to incorporate climate factors into risk management/ prudential regulation?

00NS-1NSNSNS

Real Economy Climate Regulations: the organization support real economy climate policy and regulation?

10NSNS01NS

Energy, Industry and Land Transitions: Does the company support energy, industry and land transitions as required by the IPCC?

11NS010NS

Disclosure on Lobbying: Is the organization being transparent about their positions on climate legislation and policy?

0NS0NSNSNSNS

Disclosure on Relationships: Are companies being transparent about their business associations which may impact climate debate and policy?

-1NS-1NSNSNSNS